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Welcome to a New Year of Good Returns with Ind-Swagat

Are you looking to embrace a new year of good, safe, and risk-free return on investments through a tech-savvy platform? Ind-Swagat is here for you.

In continuation to the launch of our digital and instant on-boarding channels such as IB-DIGI, Video KYC and TAB Banking, Indian Bank now takes pride in introducing its new digital online term deposit, Ind-Swagat, for new customers, available through the bank’s website or by downloading the IndSMART App for opening of Term Deposit.

This money multiplier format, which gives you the liquidity of a savings account, coupled with high earnings of a fixed deposit, can be created through a specially curated link on our website.

Exclusively available for first-time Indian customers aged 18 years and above with a valid Aadhar & PAN Card, a valid mobile number linked to Aadhar and an authentic email address, the deposit covers investments ranging from Rs. 10,000 to Rs. 90,000 for a period ranging from 6 months to 1 year and doesn’t even require a savings bank account with Indian Bank, to be opened.

Instantaneous and hassle-free, the opening requires no paperwork, and only involves logging into the bank’s website or downloading the INDSMART App.

Indian Bank, your own bank, is one of the oldest banks in the country, operational since 1907. Explore our various Term Deposits for rewarding interest rates and high returns.

(Last modified on:Sep 07, 2026 at 11:04:27 am)