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हिंदी
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IND SAMPOORNA PLUS – “For all Salaried class Customers”

IND SAMPOORNA PLUS – “For all Salaried class Customers”

TARGET CUSTOMERS Premium Segment Permanent/Contractual Salaried class employees of Government /PSU/ Navaratna / Maharatna Cos./Private sector companies /Reputed Corporates/Employees of IT Sector etc. except Defence and Police Personnel.

Variant Minimum Monthly Net Salary

(Rs in lakh)
Platinum 2.00
Diamond 1.50
Gold 1.00
Silver 0.50
Basic 0.25
AGE GROUP Entry Age – 18 years

Exit Age –   No limit (However free GPA insurance coverage will be provided up to age of 60 years or date of retirement whichever is earlier)
INITIAL DEPOSIT NIL
MINIMUM AVERAGE BALANCE NIL
FREE GROUP PERSONAL ACCIDENTAL AND GROUP TERM LIFE INSURANCE COVERAGE

 

 
Variant Total Insurance Coverage

(Rs.in Lakh)

Group Personal Accidental Insurance Coverage (GPA)

(Rs. in Lakh)

 Group Term Life Insurance (GTLI)

(Rs. in Lakh)

Platinum 257.30         247.30

A/c Holder – 227.30*

GPA Insurance – Rs. 150.00

Girl Child Marriage (18 to 25 years) – 15.00

Child Higher Education (18 to 25 years) -15.00

Other Add-on Cover 37.30

GPA Insurance Coverage (Debit Card) – Rs. 10.00

Spouse 20.00

 10.00
Diamond 217.30       207.30

A/c Holder – 187.30*

GPA Insurance – 120.00

Girl Child Marriage (18 to 25 years) – 10.00

Child Higher Education (18 to 25 years) -10.00

Other Add-on Cover 37.30

GPA Insurance Coverage (Debit Card) – 10.00

Spouse     – 20.00

 10.00
Gold 195.30 187.30

A/c Holder – 167.30*

GPA Insurance – 100.00

Girl Child Marriage (18 to 25 years) – 10.00

Child Higher Education (18 to 25 years) -10.00

Other Add-on Cover 37.30

GPA Insurance Coverage (Debit Card) – 10.00

Spouse – 20.00

 8.00
Silver 144.80 139.80

A/c Holder – 129.80*

GPA Insurance – 75.00

Girl Child Marriage (18 to 25 years) – 7.50

Child Higher Education (18 to 25 years) -7.50

Other Add-on Cover 29.80

GPA Insurance Coverage (Debit Card) – 10.00

Spouse – 10.00

 5.00
Basic 45.00 42.00

GPA Insurance – 40.00

GPA Insurance Coverage (Debit Card) – 2.00

 3.00

GPA Insurance coverage available through:

Rs. 10.00 Lakh under Rupay Select Debit Card

Rs. 2.00 Lakh under Rupay Platinum Debit Card

# Modalities for Covering the eligible account holders under the above insurance policies, would be shared to the field functionaries through SOP.
HEALTH INSURANCE AND OTHER INSURANCE PRODUCT  At Attractive rate in co-ordination with our channel partners as per customer request.
HEALTH CARE CONSULTATION FACILITY Health Care Consultation facility for A/c holder & 4 family members will be provided through a Digital Health Care Platform.
NATURE OF OPERATION  Single/Joint (As per Mandate, however insurance coverage is proposed for  1st a/c Holder)
AUTO SWEEP

FACILITY
  • Auto sweep facility can be extended upon request from the customer, in multiple amounts of Rs. 10,000/- over and above the threshold limit of Rs. 50,000/-.
  • Period of MOD will be for 7 days to 1 year at the option of the depositor.

Terms & Conditions Apply*.
RTGS/NEFT/IMPS Unlimited free (For Basic variant Digital channel only)
SMS ALERT Free
STATEMENT Free
NET/MOBILE BANKING/ Free
ATM DEBIT CARD Free Rupay Select Card (AMC and issuance charges waived) for Platinum, Diamond, Gold & Silver Variant and Free Rupay Platinum Card (AMC and issuance charges waived) for Basic variant.
CREDIT CARD

 
  • Credit Card as per eligibility
  • Credit Card EMI facility
  • Cashback/Reward Points on every purchase.
  • No joining Fees.
OVERDRAFT FACILITY OD, up to 1 month’s salary (Regular OD facility as per Extant guidelines of the Bank).
CONCESSION ON LOCKER RENT 10% concession on Small and Medium sized locker rent for all variants
DEMAT AND TRADING A/C Free Demat A/c (1st year AMC waived)

 
FAMILY BANKING 
  • Complementary Zero Balance Savings Account for the Spouse & Minor Children of the A/c Holder.
  •  Add on Credit Cards to family members. (As per Bank’s guidelines)
  • For GPA insurance coverage to spouse, a/c of spouse is mandatory.
DOCUMENTS REQUIRED
  • Employee Identity Card/Appointment letter
  • Salary Slips/Proof of Salary Details
  • Address Proof & ID Proof (As per KYC norms)

    ( Last modified on Sep 22, 2025 at 09:09:52 PM )

    ADYA
    ADYA