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IND AGRO MORTGAGE

IND AGRO MORTGAGE

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Target Group All Agro Processing Units, Food Processing Units, Agriculture Infrastructure Development units, Animal Husbandry Infrastructure Development units, Large size Dairy farm and Poultry farm, Tea Plantation Units Other large scale Agri units etc.
Eligibility
  • Last 3-year ITR along with Balance Sheet wherever applicable.
  • Availability of cash flow / DSCR to service the proposed Mortgage loan as well as existing loans of the unit, should be assessed as per extant guidelines.
Purpose
  • For genuine Agri business needs of the applicant concern/ firm / company – such as for expansion of capacity,
  • Purchase of Machineries / Fixed /Movable / Immovable assets meant for the unit for Agro business etc.
  • Purchase / Acquisition / Construction / Renovation / Built Up / Under construction of Property for Agro Business purposes.
Type of Facility Term Loan
Exposure Ceiling Maximum: Rs. 10.00 crore
Margin/LTV Minimum: 40% of the Security Value (40% of residual value, if residual value of the security is considered)
Repayment Repayment Period: Maximum 120 months (Door to Door tenor)
Rate of Interest Please refer the Lending Rates link on home page in our Bank’s Website www.indianbank.in.
Service Charges Processing Charges:0.50% of the limit sanctioned.

All Other service charges as per bank service charges circular issued

 

( Last modified on Apr 17, 2026 at 01:04:39 PM )

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