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Financial Result Icon

Processing Fee on Personal Segment Loan Products

Processing Fee on Personal Segment Loan Products

Retail Loan Products – Processing Fee

GST will be recovered separately as all charges prescribed are exclusive of GST

(GST 18% as on date)

Processing Fee on Personal Segment Loan Products
Product Name Processing Charges
IB Home Loan to Residents

Home Loan to NRI

IB Plot Loan to NRI

IBHL-CRE

  • Loan amount up to Rs.25.00 lakh: 1500 + GST
  • Loan amount above Rs.25.00 lakh up to Rs.75.00 lakh: 2500 + GST
  • Loan amount above Rs.75.00 lakh: Rs.5000 + GST

W.E.F 02.01.2025

IB Home Improve

IB Home Loan Plus

IB Home Enrich

Plot Loan to Residents

Repair and Renovation

    1 % on the Loan amount
    Min: ₹5000; Max: ₹15000

    ‘Nil’ for take over

    Home Loan to Corporate Entity 0.25% of the loan amount

    Minimum: ₹25,000.00

    Maximum: ₹5.00 lakhs

    Ind Mortgage Scheme

    Rent Encash

    IB Rental

    1.00% on the loan amount

     

    IB Reverse Mortgage 0.30% on the loan limit
    IB Vehicle Loan (Car) Rs.1200 + GST  (w. e. f 17.11.2025)
    IB Vehicle Loan (2 Wheeler) 1% on the loan amount
    IB Vehicle Loan (Used Car) 1% on the loan amount (max. ₹10000)
    Loan for Purchase of “Van / Minibus / Bus / Ambulance” to Institutions / Firms / PSU / Company / Hospitals 1% on the loan amount (max. ₹100000 per loan)
    IB Educational Loan – Study In India & Studies Abroad Upto ₹10 lakhs:   Nil

    Above ₹10 lakhs: 0.15% max. ₹3000.00

    IB Educational Skill Loan

    Educational Loans covered under Credit Guarantee Scheme

    IB Education Loan Prime

    NIL
    Pre-approved Personal Loan ₹470.00
    Clean Salary Loan

    Clean Salary Loan Overdraft

    For Govt/PSU Employees: Nil

    For others: 1.00% on the Loan amount; Maximum : Rs.10000.00

    IB Pension Loan Scheme Upto ₹25000: NIL

    Above ₹25000: ₹250.00

    Jewel Loan (Non-Priority)

    OD against Gold Jewels

    NIL
    Loan against NSC/LIC Bonds Upto ₹ 1 Lakh : Nil

    Above ₹ 1 Lakh : ₹ 500.00

    ( Last modified on Apr 10, 2026 at 11:04:43 AM )

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