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IndSMART Internet banking Point of Sale (PoS) Merchant UPI QR Code Online Collection Products BHIM Aadhaar Pay Debit Cards Credit Cards

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Credit Cards

IB-VISA-Bharat

IB-VISA-Bharat
A light card for the basic, shopping, travelling or dining experience.

 
IB-VISA-Gold

IB-VISA-Gold
For the finer side of life, with a high spending line, revolving line of credit, emergency card replacement and cash disbursement services.
IB-VISA-Platinum
IB-VISA-Platinum
From golf, to dining, shopping and more. Enjoy a host of attractive lifestyle privileges and experiences.		 IB-VISA-Business
IB-VISA-Business
For easy expense management of Corporate / Business Entity.

 Secured cards (VISA/ RuPay)
Minimum of Rs.25000 or 90% of Term Deposit face value or lesser limit as requested by the customer by marking lien on the deposits.
Variant: as per card limit.

IB-RuPay-Select

 

IB-RuPay-Select
A High end product for the luxury called Life!
 IB-RuPAY-Platinum
IB-RuPAY-Platinum
The world is your oyster with the RuPay Platinum Credit Card by your side.
IB-RuPAY-Classic

 

IB-RuPAY-Classic
A credit card that brings you great deals
 and exclusive merchant offers.
To know more about each card, click here
# Waiver of AMC is permitted in the following cases :

 

  • If the transaction usage in the previous year exceeds Rs. 50,000/- p.a. in Select/Platinum/Gold/Classic Card.
  • If the transaction usage in the previous year exceeds Rs. 2,00,000/- p.a. in Business Card.

As per RBI guideline, for all cards variants Online, NFC and International transactions are disabled by default. Customer can enable the same by logging into credit card portal: creditcard.indianbank.bank.in. Alternately, they can drop a mail at: creditcard[at]indianbank.bank.in
Daily Usage Limits
S.No. Card Product ATM Cash Limit POS / E-Com Purchase Limit Aggregate Limit
1 Bharat/ Classic Card 8000 12000 20000
2 Gold Card 25000 75000 100000
3 Platinum/ Select Card 50000 150000 200000
4 Business Card 50000 300000 350000

Customer Portal | Visa Offers | RuPay Offers | Green PIN Generation | Secure Credit Card Usage | EMI |Most Important Terms and Conditions | Credit Card Policy | Card Closure | Accidental Insurance Claim-Rupay | Application Form | IB-Rupeek Co-Branded Credit Card| Indian Bank One Co-Branded Credit Card | Available options to pay Indian Bank Credit Card bills |Rewards on IB Credit Card | SOP For Managing TAP & PAY Settings | PM SVANidhi Credit Card

(Last modified on:Apr 14, 2026 at 06:05:16 pm)