Service Charges and Fees
Service Charges
- Service charges (Last Updated on 20.04.2026)– Credit, Foreign Exchange and other General Services(Non-Credit/Non-FX)
- Revision of ATM Debit card membership fees w.e.f. 20.04.2026
- Revision of IMPS charges w.e.f. 08.08.2025
- Introduction of Service Charges- Merchant Discount Rate (MDR) from Indian Bank UPI QR Merchants for UPI transactions performed through RuPay Credit Cards w.e.f 20.05.2024
- Revised service charges on transactions done in other bank ATM/BNAs w.e.f 01.07.2025
- Service charges for obtaining Credit Information Reports from CIBIL/EXPERIAN Database – Rs. 34 for report from CIBIL database and Rs. 32 for report from EXPERIAN database
- Notice to Borrowers Statutory and Regulatory disclosure to Information Utility
- Notice to Borrowers – Fair Lending practice – Penal Charges in Loan accounts
- Revised Service charges on Forex Transactions
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