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SHG Bank Linkage Programme – Direct Linkage to SHGs

SHG Bank Linkage Programme – Direct Linkage to SHGs

Purpose / Objective :

  • To provide thrift, credit and other financial services to the poor in all areas enabling them to raise their income levels and standard of living.

Eligibility :

  • Self Help Groups(SHGs)

Amount of Loan :

SHG Credit Linkage – Eligibility and Loan Limits
Linkage Stage Eligibility / Loan Amount
1st linkage 6 times of the existing corpus or minimum of  ₹ 1,50,000/-, whichever is higher.
2nd linkage 8 times of the corpus at the time review / enhancement or minimum of ₹ 3.00 lakh, whichever   is higher.
3rd linkage Minimum of ₹6 lakh based on the Micro Credit Plan (MCP) prepared by SHG and appraised by the federations/support agency and the previous credit history.

Interest Rates :

Repayment :

  • Maximum 72  months depending upon the activity.

Security :

  • Hypothecation of Book debts and receivables and assets wherever created.
* MCLR RATE – Available in Home Page

( Last modified on Feb 18, 2026 at 01:02:32 PM )

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