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Ind Lakhpati Didi Scheme

IND-LAKHPATI-DIDI Scheme
Sl. No Particulars Guidelines
 

1.

Target Group Individual woman entrepreneurs (functioning at least from last 2 years) from well-functioning matured SHGs sponsored by DAY-NRLM.
 

2.

Type of Loan Term loan
 

3.

Purpose Need-based financial assistance to Women SHG members for establishing agri. business enterprises for all activities eligible under MUDRA scheme –Agri & Allied activities.
 

4.

Eligibility
  • Woman from credit linked SHG sponsored by DAY-NRLM, with regular repayment records and assigned with DAY-NRLM unique reference code.
  • Forwarding letter by NRLM/SRLM officials
  • Entry barrier CIC consumer score: as per Bank’s extent guidelines.
 

5.

Quantum of Loan
  • The need based assessment to graduate to entrepreneurs.
  • Rs.0.75 lakh to Rs.5.00 lakh
 

6.

Interest rate 1 Year MCLR+ Applicable spread
 

7.

Repayment Maximum up 60 months including moratorium period.
(Last modified on:May 04, 2026 at 07:46:46 pm)