One Time Settlement for NPA Borrowers (eOTS)
One Time Settlement for NPA Borrowers (eOTS)
Digital journey to enable eligible NPA borrowers (having CIF loan limit upto Rs 10.00 lakh) to register & settle OTS
Eligibility for eOTS
- NPA borrowers with Book Balance upto Rs. 10 lakhs, with account classification in Doubtful & Loss category *
- Customer’s accounts are not classified as Fraud account/Wilful Defaulter.
(*subject to fulfilment of Bank’s other terms & conditions for One Time Settlement)
Disclaimer
The content has been translated from the English version using indigenously developed Artificial Intelligence capabilities (Bhashini, developed by MeitY). In the event of any ambiguity or doubt, users are advised to refer to the original English content for clarification.
All information, materials, advice, suggestions, illustrations, notifications, circulars, and other items on this website are collectively referred to as the “Content.”
Indian Bank assumes no responsibility for any errors, omissions, inaccuracies, or typographical mistakes that may appear in the Content. Indian Bank does not provide any warranty or representation regarding the Content and expressly disclaims all liabilities.
Any action taken by users on the basis of such Content shall be entirely at their own risk and responsibility.
Indian Bank reserves the right to modify, correct or update any part of the Content at any time.
No portion of the Content may be displayed or printed without prior written approval of Indian Bank.
As the translated Content has been generated using AI, we encourage suggestions for improvement.
Suggestions may be submitted at:
https://bhashini.gov.in/bhashadaan/en/home