IB –COMFORT- DOMESTIC AND NRE
IB –COMFORT- DOMESTIC AND NRE
| TARGET CUSTOMERS | · Individuals – To cater to the needs of individuals who would like to maintain accounts without any interest component | |
| KYC REQUIREMENT | · As applicable to Current Account | |
| NATURE OF OPERATION | · Either Singly or Jointly | |
| VARIANTS | COMFORT DOMESTIC | COMFORT NRE |
| AVERAGE MONTHLY MINIMUM BALANCE | · Rs.25,000 | · Rs.50000 |
| CHARGES FOR NON-MAINTENANCE OF MINIMUM BALANCE | · Rs.250/-per month | · Rs.500/-per month |
| CHEQUE BOOK
|
· 100 leaves free per month | · 200 leaves free per month |
| DEMAND DRAFT /SMS ALERT | · As applicable for Normal Current Account | · As applicable for Normal Current Account |
| RTGS/NEFT
|
· Free | · Free |
| SMS ALERT | · As applicable for Normal Current Account | · As applicable for Normal Current Account |
| NET/MOBILE BANKING | · Free | |
| CASH DEPOSIT IN HOME BRANCH (CASH HANDLING CHARGES) | · As applicable for Normal Current Account | · Not applicable |
| CASH DEPOSIT IN NON HOME BRANCHES | · As applicable for Normal Current Account | · Not applicable |
| CASH WITHDRAWAL IN NON HOME BRANCHES | · As applicable for Normal Current Account | · Not applicable |
| ACCOUNT KEEPING CHARGES | · 1 page free (1*40 transactions) excluding online transactions per quarter, charged half yearly. For excess consumption over free entitlement, please refer service charges notification | · 3 pages free (3*40 transactions) excluding online transactions per quarter, charged half yearly. For excess consumption over free entitlement, please refer service charges notification
|
| DEBIT CARD*
*For features refer the service charges |
· Available | |
| EXCLUSIVE PRIVILEGES | · Free Accident Insurance (PMSBY) | · FX Margin on Inward / Outward Remittances – Rs.0.02 per transaction |
| SERVICE CHARGES | · All other service charges as per service charges notification. | |
Note: All other terms and conditions as applicable to Normal Current Account /Credit cards shall apply for this product also
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